The Equinox Preservation Funds

An Equinox Preservation Fund offers you a personal retirement savings vehicle that is simple, low cost, flexible and with a wide range of investment choices. What's more, you'll have online, anytime, realtime access to manage your retirement plan as you wish.

If you move from a company which has an occupational pension fund, to one that does not, and you want to preserve your retirement savings, you will need a preservation fund. Preservation funds can also be used if you are retrenched, resign, terminate your employment or if your occupational retirement fund is closing down.

A preservation fund preserves the tax status of your retirement savings so that you can build up your retirement savings. You can only invest in a preservation fund by transferring savings from a pension or provident fund.

Equinox offers a Pension Preservation Fund and a Provident Preservation Fund. The Equinox Preservation Funds are flexible, cost effective and allow you a wide investment choice of underlying unit trusts.

If your retirement funds are currently housed in a pension fund, you can transfer your assets to a Preservation Pension Fund. If your employer has housed your retirement savings in provident fund, you can transfer your assets to a Preservation Provident Fund.

Special Features

• Investment Choice

  You have the widest choice of unit trusts to choose from. As an investor in an Equinox Preservation Fund, you may invest in your own selection of unit trusts on our platform that meet the requirements of compliance regulations and that have passed our own quality assessment.
  
  Alternatively, you may invest in the Equinox Prudential Portfolio which is managed by our own investment team.

• Low Cost Switching

  If you choose your own selection of unit trusts, you can also switch as you please between the funds available. Note that we do charge a minimal switching fee (see Our Fees) and the unit trust management companies vary between switch fees of 0 to 0.25%.

• Transfer From and To Other Funds

  Transferring your Preservation Fund benefits from another fund to Equinox is a relatively simple process. Please give us a call on 0860 378 466 to discuss your options.

  The Equinox Pension Preservation Fund rules allow fund members to move their investment to other service providers. The only restrictions imposed by Equinox are those that are required by law.